Reflect the Growing Economy


The worrying national statistics about credit card debt and lack of savings need not apply in Greenville

Greenville, South Carolina Finance Companies

Residents of Greenville, South Carolina live in a beautiful place. The city, located in the southeast United States, has a mild climate, historic buildings and a number of parks and outdoor spaces for recreation. It is a great and desirable place to live.

When shopping for a company that lends money, Greenville residents have many choices. They can choose from national online providers and local online and storefront loan businesses.


Unsecured loans can't be based on an asset that belongs to the borrower. That type of asset is usually a house or a car. The lender needs to ensure that they will be paid back for the loan. There are several requirements for a loan. To receive an unsecured loan, the borrower needs to be employed full time, earning at least $1500/month, they must set up direct deposit with their bank and they have to be over the age of 18 years.


It is not recommended for borrowers to get title or payday loans. These loans are unregulated and can be extraordinarily expensive. A title loan is a loan on a vehicle that is owned free and clear. The lender will usually take the title to the car and a set of keys. If you don't make the payments on the loan, the lender will take possession of your car. It is a risky prospect with the loss of your car at stake. Payday loans are expensive. They are "deferred presentment" loans and are unsecured. The interest charges are enormous—usually 15% per month. This works out to an APR of over 400%. Payday loans are easy to get and difficult to repay. They can ruin your credit.


Finance companies in Greenville, South Carolina fall into two major categories,national and local. Carolinians can choose from national online companies offering unsecured loans for borrowers with either good or bad credit with quick funding and often no credit check. Payment terms are flexible and can be long, sometimes years long. Greenville residents also have a variety of local resources offering secured and unsecured loans. They can choose from online/phone providers as well as storefront loan companies, banks and credit unions. The loans range from unsecured provider, Credit Central to Cornerstone and Independence Banks and Telco Credit Union.